• 0% APR on purchases for up to 15 months
• No Annual Fee
• Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds.

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If you love to shop, this credit card can mean big rewards.

• 5 points per dollar spent at gas stations, major grocery and drug stores
• 1 point per purchase everywhere else
• No limit on points earned and they don’t expire for the life of your account
• 0% on purchases until December 2008. After that, variable APR, currently 16.65%

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• No annual fee and 0% intro APR for 6 months
• Earn 1 point for every dollar you spend
• Points good on any airline, hotel, car rental and more.
• No blackout dates or travel restrictions
• Express Approval. Get a decision in less than 60 seconds.

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• Earn 5% cash back on office supplies and wireless services
• Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
• Earn 1% cash back on virtually all other purchases
• Cash back is automatically credited to the statement each month
• 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
• No annual fee

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• READYdebit is simply the best prepaid Visa card on the Net!
• 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
• Now with FREE Credit Builder!
• Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
• Pay Nothing Now! – No deposits or prepayments required to get your card.
• FREE Direct Deposit! – stop paying to cash your paycheck.
• FREE phone and online access to your account!
• No declined transaction fees!
• Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
• Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
• Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!

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• 2.99% APR for Life of balances transferred within 3 months*
• Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set spending limits per user
• $0 Fraud Liability
• Personalized card -- your company name on the card, plus your logo.

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*see Terms & Conditions for important information, benefits and limitations

• 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
• 7.99% Variable APR on Purchases
• Choice of 5% Cash Back or Travel Rewards
• No Annual Fee and No Limit on Earnings
• $0 Fraud Liability
• Personalized card -- your company name on the top of the card

Earn double miles on travel and entertainment purchases.

• 0% APR on purchases until October 2009
• 0% APR on transferred balances until October 2009
• Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
• Redeem miles for cash back, gift cards, flights and more
• No Annual Fee
• Free employee cards with individual spending limits you set

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• Build your credit history
• 0% Interest* on Purchases for 6 Months
• No minimum income or cosigner required
• No Annual Fee
• Easy Online Account Management tools

• Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
• Receive 1% cash back on new net retail purchases made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*

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*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.